International Brotherhood of Teamsters

Life, Accident & Hospital Supplemental Benefits
for IBT Members

As a Teamster, you work hard to help improve the lives in your community to create a future of opportunity. Shouldn’t your insurance help you cope with the uncertainties of your future? The Union Labor Life Insurance Company (Union Labor Life) offers supplemental Life, Accident and Health insurance products to help provide the added financial security and valuable protection for union members and their families.

Because Union Labor Life understands the importance of keeping your benefits regardless of the challenges that you may face in the workforce, our coverage includes a Labor Dispute Waiver of Premium* benefit for active union members during union-sanctioned Strikes or Lock-outs.

Choose a coverage plan below to explore which policy may work for you.

*Not available in all states.*

Ensure your loved ones are covered with renewable 10, 15 or 20-Year term life insurance that pays for life's expenses and may even replace lost income due to a covered family member's death.

Health issues don’t have to prevent you from protecting your family’s future. With our Guaranteed Whole Life Insurance, there are no medical exams or health questions — your acceptance is guaranteed.

Your union membership entitles you to receive Accidental Death (AD) Insurance at No Cost To You for one full year. You can also enhance this coverage with up to $300,000.00 in Accidental Death and Dismemberment Insurance, which provides 24 hours of coverage anytime, anywhere in the world.

Take the first step towards providing your loved ones the financial security they deserve. Spouse coverage is available. And you can collect living benefits while still alive for terminal illness or organ transplant.

Help your loved ones pay off medical bills, final expenses and replace the loss of income. Get coverage until age 65, with the option to continue coverage until age 80 with a reduced benefit amount.

Help your family pay for final expenses with life insurance available to Teamster members, retirees and their spouses that guarantees continued coverage up to age 100

Offers affordable protection until age 25 that can later be converted into whole life coverage to help create a strong financial foundation for your child.

Choose a life insurance policy you can keep to age 100 and that builds cash value along the way.

Prepare for unexpected costs that hospital insurance plans may not cover. Benefits are paid to you regardless of any additional coverage you may have.

Accidents happen. Choose coverage with in-hospital and out-of-hospital benefits that are paid directly to you in the event you are hospitalized due to a covered accident.

When it comes to protecting collector vehicles, standard auto insurance doesn't cut it. Your special vehicle requires special coverage. Ullico is proud to partner with Hagerty to offer their best-in-class insurance at the lowest price possible. Hagerty is passionate about keeping classic and collector cars on the road and people behind the wheel.

Pets are part of the family and that’s why protecting them is always a priority. Pet insurance exists because you should never have to make a difficult decision concerning your pet’s healthcare for financial reasons.