Our Supplemental Insurance products are tailored to serve union members, retirees and their families. With a variety of coverage options, you can supplement your existing life or health insurance benefits. Provide your family with the financial security and peace of mind they deserve.
Because Union Labor Life understands the importance of keeping your benefits regardless of the challenges that you may face in the workforce, our coverage includes a Labor Dispute Waiver of Premium* benefit for active union members during union-sanctioned Strikes or Lock-outs.
*Not available in all states.*
This is an insurance benefit program established by The Union Labor Life Insurance Company for LIUNA members and their families. In accordance with ERISA regulations, the Laborers’ International Union of North America does not establish, sponsor or endorse the program.
Ensure your loved ones are covered with renewable 10, 15 or 20-Year term life insurance that pays for life's expenses and may even replace lost income due to a covered family member's death.
Health issues don’t have to prevent you from protecting your family’s future. With our Guaranteed Whole Life Insurance, there are no medical exams or health questions — your acceptance is guaranteed.
Receive up to $300,000 in Accidental Death and Dismemberment Insurance, which provides 24 hours of coverage anytime, anywhere in the world.
Take the first step towards providing your loved ones the financial security they deserve. Spouse coverage is available. And you can collect living benefits while still alive for terminal illness or organ transplant.
Help your loved ones pay off medical bills, final expenses and replace the loss of income. Get coverage until age 65, with the option to continue coverage until age 80 with a reduced benefit amount.
Help your family pay for final expenses with life insurance available to union members, retirees and their spouses that guarantees continued coverage up to age 100.
Offers affordable protection until age 25 that can later be converted into whole life coverage to help create a strong financial foundation for your child.
Choose a life insurance policy you can keep to age 100 and that builds cash value along the way.
Prepare for unexpected costs that hospital insurance plans may not cover. Benefits are paid to you regardless of any additional coverage you may have.
Accidents happen. Choose coverage with in-hospital and out-of-hospital benefits that are paid directly to you in the event you are hospitalized due to a covered accident.
Ensure your family is financially supported when it's needed most—helping you focus on your recovery, not your finances.
Receive a lump sum payment to help pay for expenses, medical bills or other necessities with a plan compliant with your Health Savings Account (HSA).
Provide your family with financial protection if you are diagnosed with cancer, so you can concentrate on treatment, not missed paychecks or medical bills.
Save on most dental procedures for you and your family with Union Labor Life's Discount Dental Plan for eligible members and their families. Discounts available on most dental procedures.