No matter your age or current health, a sudden illness can significantly impact your family’s financial wellbeing. Even if you have health insurance, additional out-of-pocket costs can put a strain on your savings. Critical illness insurance can provide financial support when you need it most—helping you focus on your recovery, not your finances. Plus, this plan is designed to be compliant with your Health Savings Account (HSA), so you will still be eligible to contribute to your HSA.
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Choose the benefit amount that best fits your needs, with amounts ranging from $5,000 to $50,000.
Receive a lump sum payment upon diagnosis
Covered Critical Health Events
Benefits can be used for out-of-pocket costs, travel expenses, treatment costs, childcare, or for any expenses you choose.
You and your spouse/domestic partner can apply for coverage.
This information is only an outline of The Union Labor Life Insurance Company's Critical Illness Insurance features. Once approved for coverage, it is important that you read your Certificate of Insurance for the exact benefits, terms and conditions of this insurance plan as benefits, limitations, and exclusions may vary by age and State.
Benefits are subject to individual state insurance regulation requirements.
The Laborers' International Union of North America (LIUNA) is not offering, sponsoring or endorsing this insurance program. This program is being offered only by The Union Labor Life Insurance Company, which is solely responsible for it. LIUNA plays no part in the program and receives no compensation. Every person should carefully consider whether the program is right for him or her.
No medical exam is required
Coverage does not expire due to age
Pre-existing conditions are not covered
Please contact 1-888-292-7749 for any questions regarding these exclusions.
This is a simplified Description of Benefits. This is not an Insurance Policy or Certificate. Benefits are administered according to the provisions of the Group Master Policy and premiums are charged according to the filed rates. The information contained in this explanation is representative only, and in all cases insureds should refer to their Certificate for coverage specifics. Some provisions, benefits, exclusions or limitations listed therein may vary depending on the insured's state of residence.
Misrepresentations on your enrollment form may affect your eligibility for benefits.