Recoop Disaster Insurance is a first-of-its-kind product that protects your family’s finances after a disaster: hurricane (includes storm surge), wildfire, tornado, earthquake, gas explosion1, winter storm2 or dust storm. Receive up to $25,000 cash to cover the things your insurance may not cover:
You must carry an existing
homeowners or renters
insurance policy
Your home or apartment must be in a state or federally declared disaster area and have sustained damages of $1,000
or more.
Damage must be a result of one of the following natural disasters: hurricane (includes storm surge), wildfire, tornado, earthquake, gas explosion, winter storm or dust storm.
Get a $5,000 cash benefit for as low as $11/mo.
Cash is typically deposited within 24 – 48 hours of claim approval.*
File a claim in just minutes with a quick call or a few clicks.
No restrictions on what you can do with your recovery cash.
*Represents the estimated time to send benefit payouts following claim approval. In the event that damage isn’t clear or we don’t have the photos or information needed to process your claim, we may send a claims adjuster to your home or apartment.
1A disaster does not need to be declared after a gas explosion for you to submit a claim.
2Winter storms and hazardous winter weather is covered when at least 5 inches or more of snow or sleet accumulate within a 12-hour period, or at least 7 inches or more of snow or sleet
accumulate in a 24-hour period. All terms and conditions of the insurance policy and attached endorsements apply.
3A disaster does not need to be declared after a gas explosion for you to submit a claim.
4Winter storms and hazardous winter weather is covered when at least 5 inches or more of snow or sleet accumulate within a 12-hour period, or at least 7 inches or more of snow or sleet
accumulate in a 24-hour period. All terms and conditions of the insurance policy and attached endorsements apply.
