When starting a family, you want to build a solid foundation for your children. With up to $25,000 of coverage, our Juvenile Term life insurance offers financial protection and peace of mind.
As your child grows, so will their coverage. With no change in premium, the benefit amount doubles on the policy anniversary of a child turning 18 years old. The policy expires when the child turns age 25 and they can then convert the coverage to a Permanent Whole Life policy regardless of any medical condition.
Coverage options include but are not limited to:
Choose the benefit amount that fits your needs, with amounts ranging from $5,000 to $25,000.
The benefit amount doubles on the policy anniversary of a child turning 18 years old with no change to your premium.
Option to convert to permanent whole life coverage.
Juvenile term life insurance can be a great option for parents, stepparents, grandparents, or legal guardians.
No medical exam is required.
30-Day No Obligation.
Suicide (while sane or insane) is not covered in the first two years of coverage. In cases of suicide, benefits are limited to a return of premiums paid without interest.
Please contact 1-888-292-7749 for any questions regarding these exclusions.
This is a simplified Description of Benefits. This is not an Insurance Policy. Benefits are administered according to the provisions of the Policy and premiums are charged according to the filed rates. The information contained in this explanation is representative only, and in all cases insureds should refer to their Policy for coverage specifics. Some provisions, benefits, exclusions or limitations listed therein may vary depending on the insured's state of residence.
Misrepresentations on your enrollment form may affect your eligibility for benefits.
Juvenile term life insurance insures the life of a child for a specified period of time and can help protect a family against sudden funeral and burial expenses. Juvenile Term to Age 25 coverage offers affordable protection until age 25 for your children ages 30 days old up to 18 years old. Your benefit doubles on the policy anniversary of a child turning 18 years old, with no change to your premium.
You can choose a benefit amount that fits your needs, ranging from $5,000 to $25,000.
No medical exam is required to apply for coverage. Acceptance is generally based on answers to a few health questions about the Proposed Insured on your application.
The premium is the payment you make for an insurance policy.
Your beneficiary(ies) is the person(s) you name in a life insurance policy to receive the death benefit.
On the policy anniversary after your child’s 25th birthday, the term coverage expires and the grown child has a 30-day window to choose to convert to a permanent whole life policy at the same coverage amount.
Your coverage can never be cancelled as long as premiums are paid when due.