Five Questions Every Union Member  Should Ask About Life Insurance

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Five Questions Every Union Member  Should Ask About Life Insurance?

Union members typically have access to group term life insurance through their union. In addition, Ullico Select offers a range of life insurance options designed to meet the  unique needs of union members and their families.

How does the policy address the specific needs and risks faced by union members?

As a labor-focused life insurance carrier, Ullico understands the unique risks faced by union members. Our policies are built with union families in mind and may include coverage for hazardous occupations, portability into retirement, and financial protection for loved ones.

What are the premium rates, payment options, and any available discounts for  union members?

Ullico’s premiums are competitive with the broader market. What sets us apart is our deep understanding of labor and our commitment to delivering compassionate, reliable service to the union members we serve.

What additional riders or benefits can be added to customize the coverage?

Many policies offer optional riders such as accidental death and dismemberment (AD&D), spouse or child coverage, and waiver of premium in the event of disability—allowing union members to tailor coverage to their individual needs.

What is the claims process and how quickly are benefits disbursed?

Ullico is committed to fast, compassionate claims service. Most claims are paid within a few weeks of submission and verification, and we offer additional support services to assist families during difficult times.

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